Today's Retirement Planning – Tomorrow's Security

Stock market volatility and turmoil in the economy over the past two years have exposed weaknesses in our current economic system. The amount Canadians are investing in personal retirement savings has been in decline for the past two decades. Fewer than one in four Canadians now holds a private company pension plan. But you can help change that for your employees, providing economic stability for their families in the future, and greater staff loyalty and productivity for your company today.

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Group Retirement & Savings Plans

We offer your organization the support of Canada's largest network of group investment and retirement specialists, who deliver unparalleled service in group retirement and savings plans. Canadian Defined Benefit Contribution plans and Group RRSPs have continued to play a growing role in Canada’s retirement landscape. We can help employers streamline and improve their retirement benefits for employees.

Pooled Registered Pension Plans

Pension reform has been near the top of the political agenda for several years now. As the Boomers near retirement, it is clear a significant minority do not have the financial resources to adequately fund their retirement. Many “solutions” have been floated; increase CPP funding, allow voluntary deposits to CPP, make employers contribute to a pension plan for every Canadian employee, etc.

Choosing an Employer-Sponsored Retirement Plan

Questions often arise as to which type of retirement plan best meets the needs of an employer and the company’s employees. The purpose of this article is to review the advantages and disadvantages of each type of plan and the goals of both the employer and employees to ensure that the best selection is made.