Category Archives: Life Insurance

Change in smoker status criteria – Marijuana users can apply for non-smoker rates

November 3, 2016 – News from Great West Life Effective immediately, plan members who use marijuana won’t automatically be considered smokers on insurance applications, unless they also use tobacco, e-cigarettes or nicotine products. This change applies to all coverage that … Continue reading

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Insurers wary of right to die

Life-insurance providers have told the federal government its members are willing to lift the standard two-year exemption for suicides and pay out policies on people who end their lives through physician-assisted death, says the head of the industry’s professional association.  … Continue reading

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Communicating a Benefits Rate Increase to Employees

Many employer-paid employee benefit plans, where the employer pays 100% of employee benefit premiums, are transitioning to a cost-share arrangement with employees. Costs are increasing and it’s important that everyone is aware of what factors are driving costs to increase … Continue reading

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Your Employee Has Cancer

This is news everyone dreads… Unfortunately, the news of a cancer diagnosis isn’t as rare as it used to be.  It seems most everyone knows a working age professional that has been diagnosed with cancer or another critical illness. It doesn’t … Continue reading

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Commercial Insurance May Provide Employee Benefits Liability

If your business has a Commercial General Liability insurance (CGL) policy, you may have coverage and protection if you make an error or omission while administering your employee benefits plan. Being a Plan Administrator for your Employee Benefits Plan is … Continue reading

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