As a broker, our commitment to our clients is to send requests for quotes to the entire market. While the number of options in the insurance industry has decreased over the years, we hold true to functioning as an objective broker. Our large block of business provides us the strength in the marketplace to negotiate very aggressively with each carrier. They know we have business with other carriers and thus will do everything they can to help us provide the best products and services available. In the end, it is you and your employees that win the most.