Carriers We Work With

When you work with ENCOMPASS as your broker, your benefits plan is marketed to all Canadian insurance carriers including several third-party administrators (TPA’s) and most specialty insurance providers to ensure comprehensive coverage at a competitive price – best suited to your organization.


The Carriers We Market Your Plan To

Great-West Life Manulife Financial Sun Life Empire Life The Co-Operators Desjardins Financial Pacific Blue Cross Industrial Alliance Equitable Life Assumption Life Wawanesa Ace INA Insurance Chartis ClaimSecure Green Sheild Canada RBC Insurance Sutton Special Risk Ceridian Shepell fgi Homewood


Specialty Carriers

A specialty carrier is an insurance provider that provides only certain benefits such as AD&D, Critical Illness, Long Term Disability, and High Risk Benefits (e.g. kidnapping insurance). Specialty carriers usually offer more comprehensive benefits coverage along with more competitive pricing than other regular insurers.




Third Party-Administrators (TPA)

A Third Party-Administrator is an insurance provider that ‘bundles’ different benefits from multiple insurance carriers into one product.




Employee & Family Assistance Program (EFAP) Providers



Private Health Services Plan (PHSP) Carriers - CanHealth, Olympia Trust and Hub Financial

For more information about the carriers we market to or how we can help, please contact:


Contact ENCOMPASS at:

Phone: 250-763-6464 or Toll-Free: 1-800-665-5262
Email: service@encompassbenefits.com
Website: www.encompassbenefits.com